Steps to Take If You Injure a Pedestrian While Riding a Motorbike in India
It’s exciting to ride your bike through the city. The sensation of wind whooshing in your ears raises your heart rate. Many young people purchase an fz fi because of their love of speed. What about this adrenaline rush’s other impacts, though? You seem to be prone to mishaps, don’t you? What if, while experiencing the excitement, you hurt a pedestrian? The thought is scary, but you should know the steps to be taken if you hit a pedestrian.
In India, bike accidents happen frequently. Legally, you are responsible for providing the victim with financial compensation when you cause harm to a pedestrian. This will undoubtedly be very expensive.
Unfortunately, it happens, but thankfully your two-wheeler insurance policy saves the day. But you must know fz v3 specification and price and have all the documents and paperwork to claim the insurance. The insurance covers your financial responsibility if you cause harm to a pedestrian while riding a bike. So let’s learn what to do if you hurt a pedestrian and what steps you should take:
Step-1
After hurting a pedestrian, the first and most important thing to do is to assist the person and determine the severity of the wounds. Even if you feel like running away from the spot, don’t let the thought overpower you. There would be legal action but accept the facts. If somebody takes note of your two-wheeler number and you flee from the collision spot, you will be subject to harsh penalties.
Step-2
The next step is to inform the police. Why is it essential to inform the police? If you want your insurance coverage to cover the damages caused by pedestrian injuries, a police FIR is required. This First Information Report (FIR) serves as evidence of the accident. So, report the accident by filing an FIR with the police department.
Step-3
The next step would be to notify the insurance company. Why is it essential to inform the insurance company? Because the insurance provider covers the medical bills of the wounded party. So, you have to inform them of the details of the incident. The employer might inquire as to your FIR’s diary number. Provide the number so the business can record your claim and cover the associated costs.
Step-4
Make a note of the costs paid if the injuries are severe enough to necessitate hospitalisation or if the injured person receives medical attention there. The healthcare bills play a critical role in the claim. The insurance policy covers the cost of the therapies. Therefore, the insurance company will need the necessary hospital expenditure details. For a quicker claim payment, ensure that you gather the hospital bills and give them to the insurance provider.
If you take these actions, the insurance provider will pay your third-party insurance claim if you hurt a pedestrian. However, there are several things to keep in mind.
Reminders for in Case of Accident
Inform the insurance company even if the injuries are minor and you want to resolve the situation amicably without calling the police. It lowers the risk of fraud because the injured party won’t be able to submit a large claim for a small injury.
For the insurance provider to accept your claim, you must have a policy FIR report. Don’t try to dodge it, then.
The Motor Accidents Claim Tribunal (MACT), which handles issues relating to compensation due to accident victims, may take your case in specific damage instances. In that situation, the amount of the claim payable would be determined by MACT’s decisions.
Conclusion
Keep a close hand on all the accident-related paperwork. You might need to save them for the records, and the insurance provider might also ask for the papers.
Accidents happen frequently and are unpredictable, even though you don’t want to hurt pedestrians. Don’t freak out if you’re involved in one of these accidents. The bike insurance company will cover your financial liability. Knowing the methods listed above and keeping the key advice in mind will prevent you from having to worry about your financial liability.
